Overview
Senior Officer Retail Credit Admin. Jobs in Egypt at Mashreq
Title: Senior Officer Retail Credit Admin.
Company: Mashreq
Location: Egypt
Job Purpose
• 100% double checking of cases for more than particular amount (as agreed) for all products.
• Reviewing the cases to ensure that all product parameters and policy criteria are met.
• Ensuring that all financial transactions are made on approved documents to complete the disbursement / maintenance.
• Checking all types of reports on daily basis to ensure all transactions have been passed against the proper documents.
• Ensuring that all documents against disbursed cases have been checked as per bank policies.
• Conducting proper checking of all lending products in compliance with the disbursement instruction while reviewing cases on an online basis.
• Checking posted transactions and ensuring that they are made through vouchers with appropriate supporting document which are prepared and duly approved concerning all lending products.
• Review and authorize all post disbursement maintenance activities (e.g. early settlement, rescheduling, write-offs, due date changes, reversal of transactions) for all lending products, while ensuring compliance within approved charter of authorities and ensuring risk oriented issues are escalated to the Team Leader.
• Ensuring proper booking of all lending products, overdrafts, etc. in compliance with the disbursement instructions.
• Preparing the department daily , weekly and monthly reports
• Preparing the department CBE related reports
• Establishing authenticity of the information provided and ensuring that no case passes fraudulently.
• Re-analyzing of all cases above a particular amount within one business day and reporting the results to the Team Leader.
• To highlight the repetitive mistakes done by evaluators to the Team Leader who will put action plan to minimize the errors.
• Re-assuring the correctness of booking for all products and forward all cases to lodgment.
• Understanding the policies and parameters of various products along with disbursement and maintenance process and be able to transact within the system and tackle day to day system based hindrances.
• Checking and analyzing the errors committed at the various stages and suggesting for methods of improvement of the same along with the maintenance of a daily MIS report for tracking the errors of the evaluators.
